ROI (Return on Investment) measures the gain or loss on an investment relative to its cost. It's expressed as a percentage.

What is annualized ROI (CAGR)?

Annualized ROI, or CAGR (Compound Annual Growth Rate), shows the average yearly return as if the investment grew at a steady rate each year.

How do I compare ROI to market benchmarks?

Compare your annualized ROI to historical averages: S&P 500 (~10%), bonds (~3-5%), real estate (~8%), and savings accounts (~0.5%).

Financial Calculators

Calculate your Return on Investment with simple and annualized ROI (CAGR). Compare your investment performance against market benchmarks.

Initial Investment$10,000.00

Final Value$15,000.00

Investment Period5 years

Monthly Contribution (optional)$0.00

Total ROI

+50.00%

over 5 years

+8.45%per year

Compound Annual Growth Rate shows your average yearly return

Total Contributions$10,000.00

Final Value$15,000.00

Total Gain+$5,000.00

Savings Account0.5% per year

Bonds3% per year

S&P 500 Average10% per year

Real Estate8% per year

Inflation Rate3% per year

Your investment is performing well, beating most traditional savings options.

ROI can be calculated as a simple percentage or annualized for better comparison across different time periods:

ROI = \frac{Final\ Value - Initial\ Investment}{Initial\ Investment} \times 100\%

Compound Annual Growth Rate shows your average yearly return

CAGR = \left(\frac{Final\ Value}{Initial\ Investment}\right)^{\frac{1}{n}} - 1

See how your investments grow over time with compound interest. Calculate with monthly contributions and different compounding frequencies.

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