Financial Calculators
Retirement Calculator
Plan your retirement with 401k/IRA projections, employer matching, and see how your savings grow over time.
Your Retirement Plan
30
65
$50,000
Contributions
$500
$75,000
50%
6% of salary
Assumptions
7%
Historical stock market average is ~7% after inflation
Projected Savings
$1,820,756
At age 65 (35 years)
Inflation-Adjusted Value (Today's Dollars)
$637,987
Monthly Income (4% Rule)
$2,127
Savings Breakdown
Your Contributions$210,000
Employer Match+$78,750
Investment Growth+$1,482,006
Total$1,820,756
Key Retirement Milestones
Age 50Catch-up contributions begin (401k/IRA)
Age 55Rule of 55: Penalty-free 401k withdrawals if separated
Age 59.5Penalty-free IRA withdrawals
Age 62Early Social Security eligibility
Age 65Medicare eligibility
Retirement Planning Tips
- 1Start early - compound interest is most powerful over time
- 2Maximize employer match - it's free money for your retirement
- 3Increase contributions with raises to maintain lifestyle
- 4Diversify investments and reduce risk as you approach retirement